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Garden City Realty Inc., Brokerage

A home warranty policy protects you from the expense of major repair or replacement caused by unexpected mechanical failure of a major system or appliance. For a moderate premium (usually in the $400 range for a basic policy) payable at closing, you can acquire a policy which protects your for one full year after closing from major repair or replacement bills.

Most policies have a $50 to $100 deductible, and you usually must call through their people for repairs. The age of the home should be a consideration as to purchase a warranty or not - a 15 year old home with original equipment versus a two year old home. Several companies offer these policies.

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RE/MAX Garden City Realty Inc., Brokerage
145 CARLTON STREET, BOX 1448
ST. CATHARINES, ONTARIO ON  L2R7J8
(905) 641-1110
Real Estate License # 4755847